What “Utang na Loob” Should Be

Utang na loob, or “debt from within,” is a deeply ingrained Filipino culture and a complex idea that goes beyond simple gratitude. It embodies a deep sense of obligation to repay those who have done you a favor. While it fosters strong social bonds and a spirit of community, utang na loob can also create a burden of unspoken expectations. People might feel constantly indebted, hindering personal growth and even eroding the relationship between the person giving the favor and its receiver. Often, those who give favors anticipate reciprocation, which leads to a cycle of obligation and indebtedness.

Utang na loob can […] create a burden of unspoken expectations.

With a bit of reframing, though, this concept can be transformed into the foundation of a “pay it forward” mentality. By recognizing and appreciating the kindness received and then seeking opportunities to help others, the focus would shift from repaying a specific debt to contributing to the greater good. This fosters a more balanced and sustainable approach to social connection. Paying it forward means expressing gratitude by helping others, not necessarily the original benefactor. Instead of feeling eternally indebted because you received help, you can “pay it forward” by helping someone else in need. It could create a ripple effect of kindness that ultimately benefits a wider network.

Embracing the “pay it forward” mindset means shifting your perspective on generosity. Instead of feeling obligated to return a favor, appreciate kindness as a gift and express your gratitude sincerely. There’s no pressure to match the giver’s act. You can practice this through random acts of kindness that can be done in our daily lives, be it holding the door open for the elderly or giving a sincere compliment to someone you think has a nice shirt. Aside from that, you can also use the skills you possess to help and empower those around you.

Appreciate kindness as a gift and express your gratitude sincerely.

The real power lies in random acts of kindness, big or small. This focus on giving fosters a positive outlook. You’ll feel less pressured to repay debts and gain a sense of purpose by helping others. The kindness you spread strengthens your community, creating a more supportive environment for everyone. You can set an example for the younger citizens in your community as a bonus too!

Although utang na loob‘s emphasis on gratitude remains valuable, the key is to avoid cultivating a cycle of indebtedness by finding a balance. Express sincere appreciation for the help received, but don’t feel chained to an obligation. Embrace the freedom and joy of “paying it forward,” and contribute to a more positive and connected community. However, there is also no harm in repaying your original benefactor if you wish to do so. Always remember that it is not an obligation and should not be forced upon you. By shifting our perspective on gratitude, we can leverage the strengths of utang na loob while creating a ripple effect of kindness that benefits everyone.


Cover Photo by Kumpan Electric on Unsplash

About the Author

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Kryshia Gayle Solon

Kryshia Gayle Solon is our Cebuana HAPIsko!

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